Disability Insurance in 2025: Why Your Paycheck Needs This Hidden Safety Net (And How to Get It Right)
In a world where 1 in 4 working adults could face disability before retirement, disability insurance isn’t a luxury—it’s your financial lifeline. This 2025 guide breaks down costs starting at $1,000/year, top policies for teachers and freelancers, and how to choose coverage that fits your life in USA or Canada. Real stories, trends, and a free cost calculator inside.